Competition Terms and Conditions

Competition Terms and Conditions

Not to be confused with our General Site Terms and Conditions which can be found here.
Closing Date: 31 DECEMBER 2015

These rules shall apply to all Loans Unlimited & The Platinum Club branded competitions.

All participants, during the term of the competition, agree to be bound by the following terms and conditions:

  1. This competition is open to all residents of the Republic of South Africa. Winning participants have to be in possession of a valid identity document or valid residence permit.
  2. To qualify, participants have to join and be paid up members of The Platinum Club. Closing Dates will be mentioned for each competition.
  3. Winners will be chosen by a computer generated randomiser found at www.random.org
  4. Participants may only enter a competition once. Duplicate entries are deleted before being randomised.
  5. Participants will be ineligible for any prizes if they have been winners in any Platinum Club Competition in the previous 3-month period.
  6. The prizes that will be awarded to the winners will be announced within 30 days of a competition ending on the website.
  7. By entering the competition participants confirm that they are at least 18 years of age.
  8. By entering any survey, participants give Loans Unlimited and The Platinum Club permission to send them regular email correspondence.
  9. By completing a survey and asking to be contacted, the participant gives permission for personal information to be submitted to the relevant organisation.
  10. The winner may be required to provide a photograph for further marketing efforts and cedes the rights of the photo for this use.
  11. The duration of the competition may be extended or curtailed at the discretion of Loans Unlimited & The Platinum Club.
  12. The prizes are not transferable.
  13. The prizes cannot be exchanged for cash.
  14. In the event of a dispute in regard to any aspect of the competition and/or the terms and conditions, Loans Unlimited & The Platinum Club’s decision will be final and binding and no correspondence may be entered into.
  15. Loans Unlimited & The Platinum Club will use reasonable efforts to contact the winner telephonically on the contact number as provided by the winner.
  16. Should a winning participant not be available on the contact details provided, that person’s right to the prize will be deemed to have been waived and the prize will be forfeited. Loans Unlimited & The Platinum Club reserves the right to then award the prize to the next randomly drawn participant. Loans Unlimited & The Platinum Club will exercise all reasonable measures in contacting prize winners.
  17. If the prize is not claimed within 3 months of the prize-winner being announced, the winner forfeits the prize.
  18. Loans Unlimited & The Platinum Club shall not be liable for any costs incurred by the winner in claiming the prize. All risks and ownership of the prize shall pass to the winner on transfer/delivery thereof and hence all of Loans Unlimited & The Platinum Club’s obligations in regard to the competition as well as in regard to the prize shall terminate.
  19. Loans Unlimited & The Platinum Club is entitled in its entire discretion to reject any entry or participant for any reason and will not be obliged to notify participants that they are rejected.
  20. Loans Unlimited & The Platinum Club is not liable for any technical failures affecting participation and/or prize redemption process of the competition.
  21. Employees, directors, agents, contractors and consultants of Loans Unlimited & The Platinum Club and all other participating companies and their immediate families, life partners, associates, or business partners may not be winners of this competition.
  22. Loans Unlimited & The Platinum Club, its associated companies, agents, contractors and any of its personnel involved in this competition, assume no liability whatsoever for any direct or indirect loss or damage, death or injury arising from participation in the competition or from claiming the prize or for any loss or damage, death or injury however arising.
  23. Loans Unlimited & The Platinum Club assumes no liability whatsoever for any entry that has been omitted from participation for any reason whatsoever.
  24. Loans Unlimited & The Platinum Club may in its sole discretion amend these terms and conditions at any time, without notice, and such amendments shall be deemed to have taken effect from the date of publication of the revised terms and conditions on the promoter’s or the Loans Unlimited & The Platinum Club website.
  25. Loans Unlimited & The Platinum Club may refuse to award the prize if entry procedures or these terms and conditions have not been adhered to or if it detects any irregularities or fraudulent practices. Loans Unlimited & The Platinum Club is entitled in its entire discretion to reject any participant for any reason.
  26. Loans Unlimited & The Platinum Club reserves the right to cancel, suspend or terminate any competition, without notice at any time and no liability shall lie against Loans Unlimited & The Platinum Club, in favour of any participant or third party arising from such cancellation, suspension or termination.